Need some extra cash? No problem! Pocket Money is here to offer a fast and reliable money solution in any life situation Just fill out our smart request form, get connected with a lender and enjoy your extra cash! Material Disclosure: Here at Pocket Money we offer APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you. The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc. If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.