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PhonePe: Secure Payments App
OS :
Version :5.9.00
Size :188.12Mb
Updated :Nov 2,2022
Developer :PHONEPE PRIVATE LIMITED
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You can ask the AI some questions about the app
Here are three topics that users may discuss about PhonePe app, turned into questions: 1. What are the security features that PhonePe app uses to protect user's financial transactions and personal data? 2. How does PhonePe app compare to other mobile payment apps in terms of user interface and user experience? 3. Are there any specific benefits or rewards that PhonePe app offers to its users, such as cashback or discounts?
Q1What are the security features that PhonePe app uses to protect user's financial transactions and personal data?Ask AI
Q2How does PhonePe app compare to other mobile payment apps in terms of user interface and user experience?Ask AI
Q3Are there any specific benefits or rewards that PhonePe app offers to its users, such as cashback or discounts?Ask AI
Ask AI
Pros and Cons from users' feedback
I'd be happy to help you with that! After analyzing the user reviews on the App Store, here are three pros and three cons of the PhonePe app:
Pros:
1Easy and secure payment processing, users praise the app's seamless transactions.
2User-friendly interface and simple navigation make it easy to use.
3Offers a wide range of payment options, including credit/debit cards and UPI.
Cons:
1Some users experience issues with transaction failures and delayed refunds.
2Limited customer support and unresponsive customer service team.
3Users report receiving unwanted promotional calls and messages.

Please note that these points are based on a general analysis of the user reviews and may not reflect the full range of opinions on the app.
I'd be happy to help you with that! After analyzing the user reviews on the App Store, here are three pros and three cons of the PhonePe app: Pros: 1. Easy and secure payment processing, users praise the app's seamless transactions. 2. User-friendly interface and simple navigation make it easy to use. 3. Offers a wide range of payment options, including credit/debit cards and UPI. Cons: 1. Some users experience issues with transaction failures and delayed refunds. 2. Limited customer support and unresponsive customer service team. 3. Users report receiving unwanted promotional calls and messages. Please note that these points are based on a general analysis of the user reviews and may not reflect the full range of opinions on the app.
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Description
PhonePe is a leading online payment app & a UPI enabled initiative that allows users to make payments seamlessly in India. Use the app for instant money transfers with UPI, mobile & DTH recharge, & utility bill payments like gas, water & electricity. You can also get Insurance (car, health, bike, travel, life, accident) & make broadband payments, invest in tax-saving mutual funds, or Gold. Make instant payments on food, travel, grocery, & shopping apps without downloading them. Things you can do on PhonePe (Phonepay) App Bank to Bank Money Transfer, BHIM UPI Payment App - Instant Money Transfer using BHIM UPI from one phone number to another, or to bank accounts without using IFSC code - Save beneficiaries, check, & manage multiple bank accounts across different banks like SBI, HDFC, ICICI bank & 140+ banks Easy Online Payments - Pay online across different online shopping sites like Flipkart, Amazon, Myntra etc - Order food online from Zomato, Swigs etc - Shop daily essentials online like grocery from Bigbasket, etc - Make travel bookings to your favourite destinations (domestic & international) via popular sites like Makemytrip, Goibibo etc Buy or Renew Insurance - Car Insurance: Get full protection for 3rd Party damages via our car insurance app - Bike Insurance: Protect your two-wheeler via our bike insurance app - Health Insurance: Get assured cash daily on hospitalisation. Choose from plans offering up to ₹5000 per day with our insurance plans - Dengue & Malaria Insurance: Get covered against 6 mosquito-borne diseases for as low as ₹49/year - Coronavirus Insurance: Get special protection against COVID-19 related hospital expenses on our insurance app - Term Life Insurance on our app - Personal Accident Insurance: Insure yourself against accidents & disablement - International & Domestic Trip Insurance: Secure your next trip at both domestic & international destinations. Get 24X7 support in 200+ countries on our insurance app Investment & Mutual Funds App - Online Investment Plans & Mutual Funds - Grow your wealth with the right balance of Equity & Debt. Plan for a brighter future with the preferred investment app in India - Save your taxes easily by making investment in tax saving mutual funds. Products Covered: Liquid Funds, Super Funds, Equity Funds, Debt Funds, Hybrid Funds for your investments Contactless Offline Payments at Local Store - Make Cashless offline Payments - Scan & pay easily via mobile number or using QR code at local kirana, pharmacy, restaurant & bars, retail stores etc DTH & Mobile Recharge App - Recharge Prepaid Mobile Numbers from brands like Jio, Vodafone, Idea, Airtel etc. - PhonePe is a leading DTH recharge app where you can recharge DTH of top service providers like Tata Sky, Airtel Direct, Sun Direct, Videocon etc Online Bill Payments - Pay Credit Card Bills - Fast & secure credit card bill payments for Visa, Amex, MasterCard, RuPay & Diners in a few clicks - Never miss a bill payment! Set Autopay & opt for recurring monthly bill payments via your credit card Utility Bill Payments - PhonePe is one of the leading utility bill payment apps via which you can pay your gas & water bills - Pay landline & broadband bills across Airtel, BSNL, Tata DoCoMo - Pay via the best electricity bill payment app to 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL Buy & Sell 24K certified Gold - Buy 24K Gold with assured purity & best value - Store your Gold in safe bank-grade lockers - Get safe doorstep delivery of gold coins & bars Buy certified Highest Purity Silver - Get pure Silver coins & bars in one click - Highest purity assured with transparent pricing - Get doorstep delivery with utmost safety & security Value-Added Features - PhonePe Switch: Use your food, travel, shopping & grocery Apps on PhonePe Switch, without downloading them - PhonePe Gift Cards: Buy a Gift Card for easy payments across 1 L+ leading offline & online outlets & across the app. Visit: phonepe.com
Comments (4)
0/255
  • v
    By vighu11Jun 3,2021
    With the new update, we are not able to proceed with the normal transaction setup. Somehow we don’t get to checkout/send/transfer money to a designated account. Fortunately, we were able to do money transfer by changing the transaction workflow by clicking on help at the transfer screen menu and then clicking back option. The send button appeared once we did the above procedure. Can anyone please fix this issue. Thank you
  • v
    By vastav9Aug 24,2021
    I have a dual sim iPhone with an international physical SIM card and Indian esim. This combination of sims in iPhone XR does not allow me to verify bank to add upi. It picks up correct number when I start adding a new bank account but after that when I click on continue to proceed and verify the phone number by sending SMS, it throws an exception that I am using an international Sim card or Turbo SIM card. which means that it is falling back to physical SIM card.
  • n
    By nandu manjrekarJan 14,2021
    I could pay (1) Airtel Recharge (2) Jio Recharge And (3) Pharmacy Bill But not -all the bills I desired to pay. Like (1)Credit Card bills(2) ElectricityBills (3) Mahanagar Gas Bill or any payments to Third Party for the services/value received. Hence not advisable to block more funds in PhonePe wallet also because PhonePe does not pay any interest like Banks on saving bank accounts.
  • A
    By Anand Here For JoyFeb 13,2022
    I am fan of PhonePe from the day they launched it. Easy, convenient and smooth user interface makes it my go to app for almost all UPI transactions I make. Electric bills and other utility bills payment is a bonus.I hope it stays this way.
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