OneMain
OS :
Version :8.5.0
Size :25.53Mb
Updated :Sep 28,2022
Developer :One Main Financial
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You can ask the AI some questions about the app
Based on the app's description, here are three potential topics with questions for you: 1. Why do you want to use OneMain app for online loan applications? 2. How do you plan to repay your loan through OneMain app? 3. What features of OneMain app attracted you the most for your financial needs? Note: These questions are designed to be brief and concise, with a 20-word limit each.
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Pros and Cons from users' feedback
Based on the user reviews on the Apple App Store, here are three pros and cons of the OneMain app: **Pros:** 1. Easy loan application process: Users praise the app's simplicity and speed in processing loan applications. 2. Convenient online management: Reviewers appreciate the ability to manage their accounts, make payments, and access their credit report online. 3. Helpful customer service: Many users compliment the app's responsive and knowledgeable customer support team. **Cons:** 1. High interest rates: Some users criticize the app's high interest rates, which they deem unfair and excessively expensive. 2. Limited locations: Reviewers complain about the lack of physical locations for in-person services, which can make it difficult to resolve issues. 3. Hidden fees: Several users mention discovering additional fees or charges after signing up, which they find frustrating and unfair. Please note that opinions may vary, and these points are based on a general summary of the user reviews.
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Description
Get mobile access to your OneMain account right at your fingertips. You can log in and get your full account details. OneMain offers personal and auto loans for a wide range of purposes including: • Bill Consolidation • Home Improvement • Auto Purchase or Repair • Vacations • Unexpected Expenses • Major Purchases Customer Commitment and Borrower’s Bill of Rights We commit that we will put your financial well-being first, making responsible loans and never compromising your trust. We respond Monday-Friday between 9 am & 5 pm EST The OneMain Financial mobile app can only be used by current customers to service their loans. We do not offer the ability to submit new loan applications through the iOS mobile app. Loans offered by OneMain Financial have a minimum repayment period of 24 months and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum loan amount offered is $1,500 and maximum amount is $20,000. Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600. Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender. OneMain Financial charges loan origination fees. Depending on the state where you open your loan, the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $400. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount. Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60 monthly installments would have monthly payments of $176.07.
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