Based on the users' reviews of the Skylight app on the Google Play Store, here are three cons and pros in English, with 15 words or less for each: **Cons:** 1. Many users complained about frequent app crashes and freezing issues. 2. Some users experienced difficulties with account login and password recovery. 3. A few users reported issues with transaction processing and payment delays. **Pros:** 1. Multiple users praised the app's user-friendly interface and easy navigation. 2. Many users appreciated the ability to track account balances and recent transactions. 3. Some users commended the app's convenience for making payments and transfers. Please note that these conclusions are based on a snapshot of user reviews at a particular time and may not reflect the full range of opinions or the app's current performance.