N26 – The Mobile Bank
OS :
Version :3.89
Size :334.93Mb
Updated :Sep 14,2022
Developer :N26 GmbH
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Pros and Cons from users' feedback
Based on the user reviews of the N26 app, here are three pros and three cons in 15 words limited for each: **Pros:** 1. Easy to use and intuitive interface with clear navigation flows. 2. Fast and efficient customer support with responsive team members. 3. Real-time account updates and transaction tracking with no delays. **Cons:** 1. Limited international ATM withdrawal capacity and high fees. 2. No branch locations for in-person assistance or account opening. 3. Customer service hours limited to specific days of the week only.
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Description
** Listed in Forbes’ World’s Best Banks 2022 ** Want to have full control of your money with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork! Over 7 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26: GET STARTED FAST Download the N26 app and open your bank account in 8 minutes—right from your phone. Get a virtual or physical debit Mastercard, add it to Apple Pay, and start spending with your bank card before it arrives in the mail. NO HIDDEN FEES Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide. REAL-TIME ALERTS Receive instant push notifications for every incoming and outgoing transaction. You’ll always know what’s happening in your account. YOU’RE IN CONTROL Instantly lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments in your N26 app. CHEAP INTERNATIONAL TRANSFERS Send money overseas in 38+ currencies with Wise (formerly TransferWise) in your N26 app. Get the real market exchange rate every time. SAVE AND BUDGET EASILY Effortlessly organize your money in Spaces sub-accounts, or spend and save together with up to 10 others in Shared Spaces. Want to budget better? Use Statistics to track your spending in real time, broken down into helpful categories. PAY EFFORTLESSLY Send and receive instant bank transfers within the SEPA area—your money will arrive in seconds. Need cash? Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain and Greece. N26 PERKS Unlock exclusive offers from brands you love. SAFE AND SECURE N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure 2-factor authentication. RELIABLE CUSTOMER SUPPORT Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline. FIND THE BEST ACCOUNT FOR YOU: For personal use: — N26 Standard: the free digital bank account for your everyday — N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence — N26 You: the premium bank account with a colorful Mastercard, free withdrawals abroad, and travel insurance — N26 Metal: the exclusive bank account with a metal Mastercard, priority support hotline, free withdrawals abroad, and an insurance package For freelancers and the self-employed: — N26 Business Standard: the free everyday business account with 0.1% cashback — N26 Business Smart: the business account with a colorful Mastercard, extra sub-accounts, and intelligent budgeting tools — N26 Business You: the premium account with a colorful Mastercard, travel insurance, and free withdrawals abroad — N26 Business Metal: the exclusive account with 0.5% cashback, a metal Mastercard, free withdrawals abroad, and an insurance package N26 Products include: — N26 Overdraft: Get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria) — N26 Credit: Get a credit loan of €1,000 to €25,000 with zero paperwork (available in Germany, France) — N26 Savings: Open a fixed-term savings account and earn up to 1.15% interest (available in Germany, Austria) — N26 EasyFlex Savings: Earn competitive daily interest on your savings without locking it away (available in Germany) — N26 Insurance: Purchase on-demand insurance in your app to protect what you love (available in Germany) N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more. N26 has over 298,000 five-star reviews worldwide. Imprint & Cookie Policy: n26.com/app
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    By Lisa FallsOct 28,2020
    I absolutely love this bank... I can add money multiple ways so no more struggle to move $ from 1 account to another..Direct deposit, bank transfer, Debit Card, other N26 users and even Google/Apple pay...I used to have to either PayPal from my SOs account to mine or vice versa and then transfer from PayPal to my bank account or put the loaded card on cashapp, add money, replace the card with the I need the money on, and cash out and both ways would cost me 3 - 4 dollars or more each time... Now it's as quick as a regular debit purchase and thanks to Spaces I no longer even need the different accounts because I can just separate my money into bills, fun, savings, etc all in the app in seconds and they all still be part of the same account but spending only comes out of the one I want without unintentionally overlapping or miscalculation thinking I have more to spend than I do. Seriously it's like... All the little "didn't know I needed it til I had it" features... 1card1app1bank. I usu...