MoneyLion: Bank & Finance App
OS :
Version :7.63.0/7.59.0
Size :/271.86Mb
Updated :Nov 8,2022
Sep 13,2022
Developer :MoneyLion Inc.
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Here are three topics that users often discuss about the MoneyLion app, turned into questions for you: 1. How do you find the app's investment options and fees? 2. Have you experienced any issues with the app's customer service? 3. Do you think the app's rewards and cashback features are worth the effort?
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Pros and Cons from users' feedback
I'd be happy to help you with that! After analyzing the user reviews on the Google Play Store, here are three pros and three cons of the MoneyLion app: Pros: 1. Easy to use and navigate, with a clean and intuitive interface. 2. Offers a wide range of financial tools and resources, including budgeting and investing. 3. Provides real-time tracking and alerts, helping users stay on top of their finances. Cons: 1. Some users have reported issues with customer service, citing long wait times and unhelpful representatives. 2. The app has been criticized for its aggressive marketing and promotional tactics. 3. A few users have experienced technical issues, such as glitches and crashes, while using the app. Please note that these are general summaries based on user reviews and may not reflect your personal
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Description
Personal finance, mobile banking, cash advances, investing, & more — simplified.

Serving customers 24/7 via phone, chat, and email.

MONEYLION FEATURES

RoarMoneySM
- Get paid up to two days early.1
- Earn up to $500 every day just by shaking your phone with Shake 'N' Bank.

InstacashSM
- Get access to up to $250 in 0% APR cash advances.
- Access up to $1,000 with qualifying recurring direct deposits into RoarMoney.2

Round Ups3
- Invest while you spend.
- Start small and build with confidence.

The press seems to like us
“Top 50 Most Innovative Fintech Companies In 2020” — Forbes (2/2/20)

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles designed are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

1 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

2 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

Shake 'N' Bank and other Rewards are subject to terms and conditions, see here.

This optional offer is not a Pathward product or service. Credit Builder Plus loan fixed rates from 5.99% APR to 29.99% APR. The minimum and maximum loan term for all loans is 12 months, there is no penalty for early payoff. Payment example: If you take out a $1,000 loan with a 12-month term, a fixed APR of 29.99%, your monthly payment would be $97.48 ($72.49 principal and $24.99 Interest), with a total lifetime payment of $1,169.79. If you choose to be matched with a non-affiliate lending marketplace, then your rate and term may be outside the range listed above. Loans may not be available in all states. Interest rate caps may be lower in some states due to legal requirements. Credit Builder Plus loan rates are subject to change. Not all applicants qualify for the lowest rate.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs (https://help.moneylion.com/categories/managed-investing-BJRt3z0MY), Form ADV Brochure (https://www.moneylion.com/adv), andhttps://moneylion.com/investing. Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).

Cryptocurrency services are powered by Zero Hash and are subject to separate terms and conditions. Cryptocurrency assets custodied by Zero Hash are not subject to FDIC or SIPC insurance.
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  • A
    By AAug 19,2022
    UPDATED REVIEW: yall this is a legit one. Sign up was easy I started out with 20 and went from there to about 120 in 2weeks. My account got a over draft fee guess who spotted me money. Its hassle free and they let u pay it back early also. This is probably my favorite app. Over the apps not bad and is fairly simple