Based on the user reviews, here are three cons and three pros, with 15 words or less for each: **Cons:** 1. Lack of customization options is frustrating, limited to preset filters and themes. 2. Advertisements are frequent and annoying, disrupting the user experience. 3. Slow loading times and crashes occur occasionally, causing inconvenience and frustration. **Pros:** 1. The app is visually appealing, with clean design and easy-to-use interface. 2. Budget tracking and expense categorization features are helpful and accurate. 3. Users appreciate the goal-setting feature, which provides a sense of accomplishment. Please note that these summaries are based on the available user reviews at the time of my knowledge cutoff, and may not reflect the current state of the app or user opinions.